Digital arrest fraud is becoming a serious problem in India, where con artists take advantage of people’s fears to rob them. In this scam, a caller pretends to be a police officer and tells the victim that their bank account is involved in illegal activities, like drug smuggling. The scammer pressures the victim to give away sensitive information, like bank details or one-time passwords (OTPs), to avoid being arrested. Once the victim shares this information, money can be quickly taken from their account.
Experts, including Adhil Shetty, the CEO of Bankbazaar.com, warn that these scammers often use official-sounding language and even provide fake badge numbers or case references to make their stories sound believable. They create panic by threatening immediate arrest or legal action unless the victim shares personal details right away.
To protect yourself from this type of fraud, remember that real law enforcement will never ask for your bank details over the phone. If you receive a call like this, try to stay calm, hang up, and report it to the police. Never give out sensitive information such as OTPs, passwords, or Aadhaar numbers over the phone.
It’s important for everyone to learn how to recognize these scams. Using call-blocking features can also help reduce the chances of being targeted. Always check a caller’s identity by asking for their name and department, and remember that genuine officers will provide this information without hesitation.
By staying informed and cautious, you can protect yourself from digital arrest fraud and keep your finances secure.
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